invested into P2P

In started investing into Peer to Peer (P2P) credits. So you give your money to a website and they arrange small loans to other people who pay you back with interest. 

I'm currently investing in two sites:

Mintos

In Mintos i'm invested for 15 months now and my average return is at 10% pa. But there is currently some money which maybe lost because the bank handling the credits defaulted. Nevertheless I still will have a return of at least 6% pa on those investments.

Bondora

Bondora i just started last month. I used the Go & Grow option there which means they select the credits and I don't have to do anything. It's basically a savings account paying 6.75% per year. But you can access the money within a day or so. If you signup for Bondora they'll give a 5€ starting bonus to begin with.

I'll keep you updated on how this performs over the next year.

myfreeshares - one month as a bronze member

In my recent post I mentioned that I upgraded my free myfreeshares membership to a bronze membership. Now after one month the membership has ended and it's the perfect time to write a short summary of my findings.

The bronze membership did cost $10 and I used my earnings from the site. The status includes 60 shares and two ad packages for 1000 clicks. It also provides more clickable links so earning my money and shares is possible. So is the membership worth the money invested ?

For me personally it wasn't worth it. To break even I would have needed to earn at least my investment back. So roughly $2.50 per week or 50 cents a day. However clicking daily on all available links only earned me about 7 cents each day. I reached close to 52 cents in a whole week. Which is about twice as much as a free member but still no where close enough to justify the membership fee. Sure I also earned 4 and a half share each week which provide in a passive incoming of half a cent each coming week for quite some time. But that's also nowhere enough to make up for the $10.
I ended up with one referral I got from the membership but he isn't active so not earning any money. From my two ads (1000 clicks each) only one signup to cashcrate was generated.
The 60 shares I received for signing up are also earning some purely passive income now but it'll take ages until I made my investment back. So from my perspective upgrading is not worth the money.
All in all I'd say that the value of bronze membership is maybe $5. I'll continue as a free member at myfreeshares and earn cents by clicking the links.

penny grinding for a month - are PTC and surveys worth it ?

So here are some numbers of my own of clicking links and answering surveys for a month. But I have to admit that I didn't spent a lot of time each day and on some sites I spent less than the others. Let's check out the pure numbers first and let me explain a bit afterwards.

	14.02.0218	21.02.2018	28.02.2018	07.03.2018	14.03.2018	total	average	best week
myfreeshares	7,27	7,50	7,73	8,04	8,34	1,07	0,268	0,31
gptplanet	0,11	0,13	0,16	0,19	0,23	0,12	0,030	0,04
cashcrate	15,59	16,00	17,51	19,14	21,33	5,74	1,435	2,19
mturk	4,16	5,16	5,56	5,76	5,96	1,80	0,450	1,00

As you can see Cashcrate was my biggest earner with an average amount of $1,43 a week which is still really low but I was basically just doing one survey a day.
MTurk which is Amazons site for microtask I was spending even less time. The good thing with MTurk is that you will not be disqualified from a task in the middle of it. If you satisfy the initial requirements and finish the task correct you'll get paid.
gptplanet is a pure paid to click site which rewards you for clicking links and viewing websites for a couple of seconds. The best paying links only pay a tenth of a cent. I'm trying to automate this process but the site requires you to solve a captcha so that'll always require interaction.
myfreeshares is the same as gptlanet but paying better. A single click is worth up to half a cent and it has a lot more high paying links than other sites.

Future projects:
- I will automate clicking for myfreeshares and gptplant as much as possible.
- I will reinvest my earnings into myfreeshares as soon as I hit $10 to upgrade my account and receive more high paying links.
- I will test how much many I can earn on cashcrate in the single day doing each and every survey available.

Superclix and Amazon Challenge - Result

So finally here are the results for the Superclix and Amazon Challenge. And surprise surprise I lost. I only made 1,51€ while my opponent made ~30€. He made most of it with just one niche side called anti-gurtwarner.de promoting a cheap Amazon product. I already paid my bet and we will do another challenge from January to end of June. This time counting all online incoming.

And i'm going to crush him this time. I started right after New Year and made a very stream lined approach for some quick cash. I did send ~300 unique visits to one high paying product on superclix in about a week. Didn't get a single sale and was frustrated and changed the product. Checked my account just now and see two open sales. If they get approved I'll write a detailed report how I made it and show it step by step...
This would give me a huge lead in the current challenge. My opponents next niche side www.kuenstlicher-tannenbaum.info most likely won't make any money until next christmas.

Reached my first payout at CashCrate

I reached the payout on CashCrate after doing some surveys and signing up to some free browser games. YEAH...

Superclix and Amazon Challenge - Update #3

New update about the Superclix and Amazon Challenge. Sadly no income at Superclix for me but I made 24 cents with the Amazon partner program. He didn't make any money this month so I closed the gap a (tiny) bit. Traffic for my blog has increased again but not enough and I'm still not selling enough products. I haven't started with the two new niche sites as I planned to so that's still on the list and should help improve my numbers.

Superclix and Amazon Challenge - Update #1

The first two weeks of the challenge are over. I wrote two posts at my blog about german browsergames. Traffic is still low but increasing. No clicks or even signups so far to Superclix from there. My other niche site advertising products from Amazon I didn't do any work and also had no sale there. So I am still at 0€ for the challenge. My opponent at least made something and is currently in the lead with 1,85€ ... Just two leads ahead of me right now. Nothing I can't make up in the next 6 month.

I plan to advertise the upcoming Amazon Prime Day and hopefully can make some money that way. Traffic to the blog should also increase if I keep up posting at least once a week. I'll also create more content for the Smoothie niche site and have another idea in mind that I'm going to implement soon.


Read about the challenge here.

Income Report - July 2015

Earnings in July 2015

Another bad month for my income. As always below are my various online money makers. I didn't write any new content for my blogs and the niche site I have to admit. So of course there was little to no traffic to them and absolutely zero sales/leads/income from all those. 
I logged into Cashcrate a couple of times but didn't feel like doing any surveys and there was no offers or tasks to do. Again, my bad. If you don't put in work you can't expect to earn something.

But here are the numbers for July. I include numbers from last month and total for all time reference.

	Older	June	July	Total
Adsense	1,39 €	0,00 €	0,00 €	1,39 €
Amazon	4,84 €	0,00 €	0,00 €	4,84 €
Superclix	10,99 €	0,00 €	0,00 €	10,99 €
Cashcrate	15,63 €	1,14 €	0,00 €	16,77 €
Marketglory	82,49 €	1,40 €	2,40 €	86,29 €
Total	115,34 €	2,54 €	2,40 €	120,28 €

Bitcoin / BTC

Made way less this month from bitcoin faucets. About half of my income from last month but I added a new faucet to my list which I haven't paid out to my wallet yet.

Bitcoin Faucets   0,00211792 BTC  (right now ~ 0,55 €)

Income Report - June 2015

Earnings in June 2015

Again a pretty bad month I have to say. Below you can see my various online money makers that I use. I have different blogs all hosted on blogger and a small niche site also hosted by google for free. I use Adsense, Amazon and Superclix to generate some passive income from those sites. Didn't have time to update my niche sites and therefore little to no traffic and income on those. I need to work on those sites. Give them a nicer design and create more content. Amazon was also a miss this month.
Cashcrate was doing better this month as they added some new ways to generate traffic. Soon I can present my first check from them.

But here are the numbers for June. I include numbers from last month and total for all time reference.

	Older	May	June	Total
Adsense	1,39 €	0,00 €	0,00 €	1,39 €
Amazon	4,84 €	0,00 €	0,00 €	4,84 €
Superclix	10,99 €	0,00 €	0,00 €	10,99 €
Cashcrate	15,63 €	0,00 €	1,14 €	16,77 €
Marketglory	80,59 €	1,90 €	1,40 €	83,89 €
Total	113,44 €	1,90 €	2,54 €	117,88 €

Bitcoin / BTC

Income from faucets was also higher last month. Even though I didn't feel like investing more time there. I concentrate my time mainly on three sites (Moon Bitcoin, Scratch4Satoshi & Bitcoinker)  right now which earn most of those satoshi. I almost doubled my income from last month.

Bitcoin Faucets   0,00459057 BTC  (right now ~ 1,07 €)

Income Report - May 2015

Earnings in May 2015 ... and olders for reference

Tracking my earnings here for reference of other small timers. These are my various online money makers that I use. I have different blogs all hosted on blogger and a small niche site also hosted by google for free. I use Adsense, Amazon and Superclix to generate some passive income from those sites. Sadly this month has been very bad. Some of the affiliate programs I used on Superclix ended. So no money from them. I'll have to generate new content there. Adsense and Amazon have always been low for me. Need to just keep going and creating content there.
My biggest money makers right now are a mix of active and passive income. Also the biggest income from Marketglory is income from shares of the game. All this money is always reinvested into more shares.
But here are the numbers for May and all previous income (so I can always show a running total and you see that there is some passive ad money flowing in every now and then).

Site	Older	May	Total
Adsense	1,39 €	0,00 €	1,39 €
Amazon	4,84 €	0,00 €	4,84 €
Superclix	10,99 €	0,00 €	10,99 €
Cashcrate	15,63 €	0,00 €	15,63 €
Marketglory	80,59 €	1,90 €	82,49 €
Total	113,44 €	1,90 €	115,34 €

Bitcoin / BTC

I'll also keep track how much Bitcoin (BTC) I got each month. I'll keep it separate from my other income as I keep it in Bitcoin right now. Those are collect from various faucets mentioned in in my earlier post here.

Bitcoin Faucets   0.00274500 BTC  (right now ~ 0.58 €)

I also started mining again with Minergate which runs in the background most of the time my pc is running. Running it while your pc is not needed to do anything else is not worth it as your electric bill will eat up those BTC easily.